As an obstetrician, volunteer and caretaker to several eccentric family members, Lillian Smythe has a full life. So when Aunt Fran does her annual birthday tarot reading and predicts Lillian will meet her true love, she's not sure that's a blessing. Even if the naked, well-endowed man on the King of Swords card does make her hot.

Serving as chauffeur to senile old ladies isn't what caused Detective Brent Kennedy to move home, but as the new guy, Brent has to take whatever assignments are thrown his way. Having grown up on the wrong side of the tracks, he's out to prove himself, even if it means he has to babysit Miss Smythe until her guardian can come pick her up.

Lillian is shocked. Brent looks exactly like the model on her birthday blessing card. But class differences, thefts and one very opinionated ghost come between them and Lillian begins to have doubts. Even if the is the best birthday gift she's ever had.