It's Christmas Eve and Jessamyn Parker waits by the fireside in her boyfriend's house. She expects him home any minute after being away for three months on business. Clad only in a slinky teddy and sprawled beneath the Christmas tree, she plans to surprise him. But instead of her boyfriend, a complete stranger surprises her.

Caleb Morgan is the new sheriff, and unbeknownst to her, he is also the new owner of the house. Jessamyn flees back to her own home, determined to forget not only her boyfriend's betrayal, but also the heated desire that Caleb has sparked within her.

While Jessamyn is shocked by his appearance, Caleb is enthralled by her. But Jessamyn has had more than enough of men. Now, one year later, it's Christmas time again, and Jessamyn is still swearing off men. But Caleb has other ideas. The only thing he wants for Christmas is the same thing he wanted last year and didn't quite get — Jessamyn Parker under his tree.