Two days before Christmas, Noelle Mason is in danger of becoming a Big Apple statistic when a walking wet dream — tall, dark and unshaven — rescues her. When the same man literally and painfully bumps into her just hours later, bleeding and seemingly on the run, she impulsively decides to return the favor.

His cover blown by someone on the inside, Sergio Ramirez knows hospitals, the station house and even his home are off limits — as should be the woman determined to help him. But it's snowing and cold outside, and Noelle's so very willing to share her body heat…and help him generate even more.